Today I begin a month-long effort to address problems that are happening around me daily. More important, however, is that I am also going to talk about some cool-sounding solutions to the problems. For example, I've been thinking a lot about the recent efforts on the part of students on college campuses across the country who have created a branch of Occupy Wall Street called Occupy Student Debt. They have created a website and are trying to gather signatures for something called the "Occupy Student Debt Campaign" Pledge of Refusal at www.occupystudentdebtcampaign.org